Lenders – Down Payment Assistance
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Find Down Payment Assistance in New Hampshire
New Hampshire Housing offers several different loan programs for first-time homebuyers to help make homeownership more affordable. They even provide loan programs for former homeowners in targeted areas. Veterans are exempt from the first-time home buyer rule and 100% mortgage programs are available. While the specific programs may have different income limits, in general they serve borrowers with incomes up to $184,500. Loan programs available at 3% or less down payment.
One of the most popular programs allow the buyers to choose between $5,000, $10,000 or $15,000 of assistance if needed and can be used towards the down payment and closing costs. The assistance is structured as a zero interest 30-year second lien balloon loan. The homeowners could start making payments on the assistance loan if they would like, wait the 30 years, and pay it off at the end of that term, or it is paid off as part of a refinance or selling of the property in the future. Ask your loan officer for details.
Buyer’s View lists homebuyers
New Hampshire homebuyers are parked anonymously at Buyer’s View. Sellers see buyers parked here and get interested in the buyers they see. Sellers now see what the buyer wants.
The seller now has a pool of available buyers to approach in their local market which can significantly reduce the advertising cost for their listing agent and help homes sell more quickly. The Buyer Agent will now have a vehicle to expose their client’s home buying needs for everyone to see. Moreover, the seller and their agent can now take a more proactive role in helping to sell their property by being able to target these buyers.